While our name is fairly new, our Credit Union has been nurtured for almost 60 years right here in Niagara. We’re made up of legacy community-based credit unions that had similar cultures and ideals and decided to join together to establish a secure foundation for its members. PenFinancial Credit Union is now over 15,000 members strong and our roots are firmly planted in Niagara soil. We’re a homegrown organization that takes pride in providing our members with exceptional rates on banking products and services that they need for every stage of life, with the unsurpassed personal, value added service that they deserve.