Proudly Serving Niagara. From St. Catharines to Welland, and Niagara Falls to Fort Erie, PenFinancial Credit Union has firm roots in Niagara.

We’re community minded and we mean it.
We believe supporting the community should mean much more than simply offering financial support. Through volunteerism, education and sharing our expertise, we can proudly say that we truly support the communities where we live and work.

We’re bankers, but we’re also human.
Contrary to popular belief of financial institutions, our employees do have a pulse. We aren’t driven by commissions, but we’re driven by your financial success. If we can have a little bit of fun along the way, than why not? After all, we’re firm believers in Banking Made Lighter.

We’re similar to a bank, but different where it counts.
As a Credit Union, we offer the same competitive services as banks including everything from mortgages to business loans, but a big difference is that our decisions are made locally. We reinvest all deposits in the local community by providing loans and mortgages to your friends and neighbours, and invest in many Niagara based organizations and events to help keep our communities strong and sustainable.