Where others have branches, we have roots.

PenFinancial Credit Union has been helping Niagara grow for over 60 years. With 20,000 Members, and a rich history, our roots are firmly planted and our future is strong. As a values-driven co-operative we believe the prosperity of our Members and our community go hand in hand, and we’re on a mission to improve lives and strengthen communities.

Our Truly Local Commitment is ingrained in everything we do, which is why we invest 10% of our pre-tax profits back into Niagara communities. We hold ourselves to an uncompromising standard of giving back, whether it’s through our B Corp certification, socially responsible investing philosophy, or donating the Bob Watson Community Room space to local not-for-profits in Niagara.  We are also proud to be the only financial institution in Niagara to be recognized as a Living Wage Employer by the Ontario Living Wage Network.

PenFinancial delivers a full range of financial services online, by mobile and through a network of six branches across the region.

Learn more about how we’re different where it counts at www.penfinancial.com/about