We offer the same services as banks, but we do it with a different set of values. We reinvest in our local community by providing loans and mortgages to your friends and neighbours, and by supporting local organizations and events.

Our Truly Local Commitment is the heart and soul of our philosophy, where we believe the prosperity of our Members and our community go hand in hand. We are always looking to use business as a force for good. To work together. To strengthen communities. As a values-driven financial co-operative, we help our Members and communities thrive.

Learn more about what makes PenFinancial different where it counts.

About PenFinancial Credit Union

PenFinanical Credit Union is a truly local values-based credit union committed to improving the lives of nearly 20,000 members and businesses. PenFinancial delivers a full range of financial services digitally and through a network of six branches across Niagara and in Haldimand. Through their Truly Local Commitment, the credit union is a proud Certified B Corporation and Living Wage employer who invests a portion of their pre-tax profits into the communities it serves. PenFinancial is also proud to choose 100% renewable energy with Bullfrog Power as part of their commitment to environmental sustainability. For more information visit penfinancial.com.